Michael DiMatteo
Director of Business Development, Founder & President | Target Retirement Solutions
Presenter bio
Michael DiMatteo, CPFA®, CRPS®, serves as Director of Business Development at Target Retirement Solutions, a retirement plan advisory firm and division of DiMatteo Group Financial Services. Since 1990, Target Retirement Solutions has helped businesses and their employees maximize the value of employer-sponsored retirement plans through strategic plan design, participant education, and ongoing fiduciary guidance. An alumnus of the John H. Sykes College of Business at the University of Tampa with a concentration in Entrepreneurship, Michael built his career in sales and business development, progressing through increasingly senior client-facing roles from Sales Development Representative to Account Manager, Account Executive, and ultimately Director of Business Development. Prior to joining Target Retirement Solutions full-time, he worked for a global cybersecurity company, where he earned Presidents Club status and was the top producer within the Small to Mid-Sized division. Today, Michael combines his entrepreneurial background with his experience advising employers on retirement plan strategies, fiduciary best practices, and evolving legislative and regulatory developments impacting workplace retirement plans. As a Certified Plan Fiduciary Advisor (CPFA®) and Chartered Retirement Plans Specialist (CRPS®), he is passionate about helping business owners strengthen employee benefits, improve retirement outcomes, and navigate an increasingly complex retirement plan landscape
John DiMatteo
Founder and President | Target Retirement Solutions
Presenter bio
John DiMatteo, CFP®, CPFA®, is Founder and President of Target Retirement Solutions, a retirement plan advisory firm and division of DiMatteo Group Financial Services. Since founding the practice in 1990, he has dedicated his career to helping businesses design, implement, and manage retirement plans that create lasting value for both employers and employees.
As a Financial Advisor, Certified Financial Planner™ professional, and Certified Plan Fiduciary Advisor (CPFA®), John works closely with business owners, executives, and professional advisors to develop retirement plan strategies that support organizational goals while addressing fiduciary responsibilities and regulatory requirements. His experience spans retirement plan design, fiduciary governance, participant education, and plan oversight.
For more than three decades, John has guided employers through significant changes in the retirement plan landscape, helping organizations adapt to evolving fiduciary, regulatory, and legislative requirements while maintaining a focus on participant outcomes. He remains committed to helping organizations maximize the value of their retirement plans while improving retirement readiness for employees and their families.
The Evolving Retirement Plan Landscape: SECURE Acts, and Fiduciary Considerations for Business Owners
Outline:
I. Retirement Plan Marketplace Prior to the SECURE Act – 5 minutes
· Overview of traditional retirement plan structures
· Barriers to plan adoption for small and mid-sized employers
· Cost, administrative complexity, and fiduciary concerns
II. Overview of the SECURE Act – 7 minutes
· Legislative goals and background
· Expansion of retirement plan access
· Introduction of Multiple Employer Plans and tax incentives
III. SECURE Act 2.0: Key Enhancements and Implications – 8 minutes
· Automatic enrollment provisions
· Expanded tax credits and incentives
· Increased compliance and administrative considerations
IV. Multiple Employer Plans (MEPs) – 7 minutes
· Structure and operation of MEPs
· Employer participation requirements
· Fiduciary responsibilities under a MEP arrangement
V. Pooled Employer Plans (PEPs) – 7 minutes
· Role of the Pooled Plan Provider (PPP)
· Comparison of PEPs to traditional MEPs
· Fiduciary delegation versus fiduciary retention
VI. Multiple Employer Aggregation Programs (MEAPs) – 6 minutes
· Overview of Multiple Employer Aggregation Programs
· Key differences from statutory MEPs and PEPs
· Compliance and fiduciary considerations for participating employers
VII. Fiduciary Responsibilities of a Business Owner – 6 minutes
· Definition of fiduciary responsibility under ERISA
· Ongoing duties related to plan oversight and monitoring
· Risk management and documentation best practices
VIII. Financial Advisors’ Role in Employer Retirement Plans – 4 minutes
· Overview of advisory roles and services
· Distinction between fiduciary and non-fiduciary functions
· Collaboration between financial advisors and CPAs
Target audience: Business Owners, General Contractors, Commercial & Home Builders, Property & Facility Managers, Financial Professionals, and HR/Benefits Decision Makers.
Login to register